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LEGAL DISCLAIMERS

CREBACO Global Inc Disclaimers and Regulatory Disclosures

Copyright © 2020 by CREBACO Global Inc. All rights reserved.

No content (including ratings, credit-related analyses and data, valuations, model, software or other application or output therefrom) or any part thereof (Content) may be modified, reverse engineered, reproduced or distributed in any form by any means, or stored in a database or retrieval system, without the prior written permission of CREBACO Global Inc. The Content shall not be used for any unlawful or unauthorized purposes. CREBACO GLOBAL and any third-party providers, as well as their directors, officers, shareholders, employees or agents (collectively CREBACO GLOBAL Parties) do not guarantee the accuracy, completeness, timeliness or availability of the Content, reports and data. CREBACO GLOBAL Parties are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, for the results obtained from the use of the Content, or for the security or maintenance of any data input by the user. The Content is provided on an "as is" basis. CREBACO GLOBAL PARTIES DISCLAIM ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, FREEDOM FROM BUGS, SOFTWARE ERRORS OR DEFECTS, THAT THE CONTENT'S FUNCTIONING WILL BE UNINTERRUPTED OR THAT THE CONTENT WILL OPERATE WITH ANY SOFTWARE OR HARDWARE CONFIGURATION. In no event shall CREBACO GLOBAL Parties be liable to any party for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees, or losses (including, without limitation, lost income or lost profits and opportunity costs or losses caused by negligence) in connection with any use of the Content even if advised of the possibility of such damages.

Credit-related and other analyses, including ratings, and statements in the Content are statements of opinion as of the date they are expressed and not statements of fact. CREBACO GLOBAL's opinions, analyses and rating acknowledgment decisions (described below) are not recommendations to purchase, hold, or sell any securities, tokens, ICOs, Bitcoin or to make any investment decisions, and do not address the suitability of any security, Coins, Tokens etc. CREBACO GLOBAL assumes no obligation to update the Content following publication in any form or format. The Content should not be relied on and is not a substitute for the skill, judgment and experience of the user, its management, employees, advisors and/or clients when making investment and other business decisions. CREBACO GLOBAL does not act as a fiduciary or an investment advisor except where registered as such. While CREBACO GLOBAL has obtained information from sources it believes to be reliable, CREBACO GLOBAL does not perform an audit and undertakes no duty of due diligence or independent verification of any information it receives. Rating-related publications may be published for a variety of reasons that are not necessarily dependent on action by rating committees, including, but not limited to, the publication of a periodic update on a credit rating and related analyses.

To the extent that regulatory authorities allow a rating agency to acknowledge in one jurisdiction a rating issued in another jurisdiction for certain regulatory purposes, CREBACO GLOBAL reserves the right to assign, withdraw or suspend such acknowledgment at any time and in its sole discretion. CREBACO GLOBAL Parties disclaim any duty whatsoever arising out of the assignment, withdrawal or suspension of an acknowledgment as well as any liability for any damage alleged to have been suffered on account thereof.

CREBACO GLOBAL keeps certain activities of its business units separate from each other in order to preserve the independence and objectivity of their respective activities. As a result, certain business units of CREBACO GLOBAL may have information that is not available to other CREBACO GLOBAL business units. CREBACO GLOBAL has established policies and procedures to maintain the confidentiality of certain non-public information received in connection with each analytical process.

CREBACO GLOBAL may receive compensation for its ratings and certain analyses. CREBACO GLOBAL reserves the right to disseminate its opinions and analyses. CREBACO GLOBAL's public ratings and analyses are made available on its Web sites and may be distributed through other means, including via CREBACO GLOBAL publications and third-party redistributors. Additional information about our ratings fees is available on the official website.